Property Insurance
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OVERVIEW
Our Property Insurance Group has expertise in all classes of commercial and personal lines property insurance, including "all risks" and "named perils" commercial property, boiler and machinery, builders risk, course of construction, special risks, inland marine, and homeowners.
Working closely with insurers and professionals in the adjusting, engineering, construction, accounting, environmental, technology, investigation, and management communities, the members of this group are dedicated to providing our clients with the necessary assistance to promptly investigate and assess coverage for virtually any first-party property damage and/or time element/business interruption claim.
SERVICES
Our lawyers provide a range of services on a time-sensitive basis, including:
- attending, when and where required, on any loss to assist in the investigation and preservation of critical evidence;
- ascertaining the required expertise and marshalling the appropriate human resources to determine the origin and cause of the loss;
- providing opinions on policy coverage application;
- representing insurers in coverage disputes; and
- aggressively pursuing subrogated recovery in a timely and cost-effective manner.
Members of the Property Insurance Group also enjoy a solid reputation for their ability to work with representatives of various municipal, provincial, and federal regulatory agencies (e.g. the Ontario Fire Marshal's Office, Technical Standards and Safety Authority, and federal, provincial, and municipal police forces). This positive relationship is essential to ensure that the interests of our clients are properly protected in the aftermath of a loss.
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Insurance Coverage Case Study - Every word counts
Decision on Emond v. Trillium Mutual Insurance about how courts should interpret insurance policies where a coverage-enhancing endorsement appears to conflict with an exclusion.
Every word counts - Edmond v. Trillium
How do courts interpret insurance policies where a coverage-enhancing endorsement appears to conflict with an exclusion?
Limitation Periods: Ultimate Edition: The impact of Huether v. Sharpe, 2025 ONCA 140
Since 2002 when the (then new) Limitations Act 2002 (the “Act”) came into being, there was a section looming, spoken of in only hushed tones by members of the bar: The Ultimate Limitation Period.